- housing
- food
- utilities
- car payments
- gasoline and oil
- car repair
- taxes
- insurance
- clothing
- gifts
- charity
- debt
- children
- luxury items:
- entertainment
- vacations,
- political donations
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- - work 2 jobs
- - more debt/credit cards
- - leave the area altogether
- - having renters/roommates
- - long-distance commutes
- - children caring for children
- - not saving, bankruptcy
- = extended families
- - give up play/quality time
- - delaying family
- - medicating stress
- - ignoring medical problems
- + living simply, save more
- + sharing responsibilities
- + gardening
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- medical problems
- - no long-term planning
- - older parents
- - separation or divorce
- - abuse/violence
- - gangs, teen pregnancy
- - eviction
- - unfulfilled lives
- - lack of civic involvement
- - cynicism and apathy
- + self improvement
- + cooperative living
- - mental health problems
- - competitive atmosphere
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- decline in attendance
- + increase in attendance
- - decrease in offering
- - more needs to address
- - more stress on staff
- + people work together
- + opportunity for spiritual education
- + willingness to hear the Good News
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